Best sites to get student loans


FetchMi is here to help you get student loans to help you pay for school.


The rising cost of higher education places an incredible burden on families across the country. While financial aid is available from individual schools and from the federal government, many still struggle to afford tuition. Thus, many students turn to student loan lenders for help. FetchMi, a one-stop-shopping platform for local and online services has compiled excellent resources to help students find and compare different student loan options. Check out to learn more about student loan options.



LendKey offers private student loans and student loan refinancing. All loans are funded by community lenders such as credit unions and community banks. Borrowers can customize loan options based on loan terms, rates, and monthly payments. $2,000 is the minimum amount to borrow, $12,000 is the maximum for undergraduates, and $16,000 is the maximum for graduate students. The loan process can take between 2-8 weeks to complete.


College Ave

College Ave offers student loans and student loan refinancing. Students can find out instantly if they are approved. Loan terms vary from 8, 10, 12 to 15 years. Students can borrow from $2,000 to total cost of attendance. Refinancing amount ranges from $5,000 to $150,000. Students can be pursuing any undergraduate and graduate degrees. College Ave provides a student loan calculator to determine total cost, loan term, in-school and post-graduation payments, etc.


Ascent Student Loans

Ascent provides two type of student loans: one with a cosigner and one without. Ascent student loans offers three flexible repayment plans. After making 24 consecutive on-time payments, those with a co-signed loan may request that the cosigner be released from the loan. Students can borrow $1,000 to $200,000, and loan terms vary from 5, 12, to 15 years. Applicants must be at least half-time enrolled in a degree program at an eligible institution.



CommonBond offers undergraduate and graduate loans and refinancing. Refinancing options are available for Parent PLUS loans in addition to student loans refinancing. The company also works with businesses to provide student loan management services for employees. Students can borrow up to 100% of the school’s cost of attendance, and refinance up to $500,000 in public, private and previously consolidated loans.



iHELP offers student and consolidation loans through a network of community banks. The service is administered by the Student Loan Finance Corporation, which has over 30 years of experience in student lending. Consolidation loans allow students to consolidate current student loans into a single loan. Undergraduate students can borrow $3,000 - $100,000, and graduate students can borrow $3,000 - $150,000. Loan terms vary from 10, 15, to 20 years.



Purefy partners with PanFed Credit Union and Citizens Bank to refinance federal, private, or parent PLUS student loans into one loan. Students can borrow $7,500 - $150,000 from PanFed, and $10,000 - $300,000 from citizens. Loan process takes 3-14 business days to complete. Applicants must be U.S. citizens and have strong credit history.



SoFi is a loan platform that offers many different types of loans, such as student loan refinancing, mortgage loans, personal loans, wealth management, and life insurance. The company uses factors such as estimated cashflow, career, and education when considering people for loans. Members who refinance with SoFi save an average of $288 a month and $22,359 total. Loan terms vary from 5, 7, 10, 15, to 20 years. Borrowers have to be at least the age of majority in state and able to enter into a binding contract.



Earnest offers student loan refinancing, parent PLUS loan refinancing, and personal loans. In addition to traditional credit and background information, Earnest uses data such as savings patterns, investments, and career trajectory to determine rates for borrowers. Earnest provides $5,000 - $50,000 for student loan refinancing in up to 72-month terms. Applicants have to be at least 18 years old and reside in an eligible state.


Discover Student Loans

Discover Student Loans provides private student loans via Discover Bank. Discover Student Loans offers loans to undergraduate, graduate, health, and law degree students, covering up to 100% of education costs. Students can choose to defer the repayment until after graduation (6 or 9 month grace periods after graduation), or pay $25 monthly payments while in school. Applicants have to be a U.S. citizen of 16 years or older.


Prodigy Finance

Prodigy Finance provides postgraduate student loans to international students who plan to or are currently pursuing MBAs or MDs at American schools. Students do not need co-signers or collateral to apply. Applicants find out if they qualify after completing an online application that generally takes approximately 30-minutes. Students can borrow from $15,000 up to 80% of the cost of attendance. Borrowers will have to pass cross-border credit review and background check.

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